Top 5 at a glance
Debt is becoming number one problem in the United States Today. The average American family has at least $8,000 in credit card debt and most college students who just graduate from college have $3,000 to $5,000 credit card debt in their first year after college.
I love what the founder of the wisdom center Dr. Mike Murdock says about debt, he says that “Bad debt is a sign of lack of financial wisdom.” If we don’t know what to do with our money, we tend to… (more)
Being a working mom means you have two full-time jobs – your family and your career. The last thing you want to deal with are your finances. As if you don’t have enough to worry about! However, they can’t be ignored, especially with kids in the picture. Use these seven steps as a guideline to ease your stress and help you sleep better at night! These steps will …(more)
The “B” word sends a shudder down the spine of many people. It conjures up fears of never being able to do anything with their money. That it is somehow locked up in this budget and cannot be used for anything else. That in fact is not the case. A household budget is simply a way to see where all your money is going. And more importantly… (more)
Most people work 6 days a week and 10 to 12 hours a day, so they can pay for their house that they hardly live in it, paying monthly car payment, so they use the car to drive to work, pay their furniture that they bought using easy monthly financing, and pay the gasoline to fill up their cars’ fuel tank to go to work again, so they can earn money to pay all the bills. The cycle continues until… (more)
Reducing your credit card debt improves both your monthly budget and credit score. With over 1.3 billion cards circulating in the U.S. in 2004, it’s easy to understand why the average household has over $11,000 in consumer debt. You can quickly change your debt load by following these four tips…(more)